Your Trusted Partner for Dubai Property Investment from India
Zero Tax on Rental Income & Capital Gains | RERA Registered Properties | 5-8% Annual Returns
₹1 AED = ₹22.5 | Invest from ₹1.2 Crores | Bank Financing Available
Invest AED 2M+ for 10-Year Residency
All Properties Verified by Dubai Land Dept
Transparent Pricing in Indian Rupees
No Income, Capital Gains or Property Tax
Dubai offers 5-8% average rental yields compared to India's 2-3%. Your ₹4.5 crore (AED 2M) property can generate ₹30-36 lakhs annual rental income, completely tax-free.
Invest AED 2M+ (₹4.5 Cr) and get 10-year renewable UAE residency for you, spouse, children, and parents. No need to renew every 2-3 years like traditional work visas.
No income tax on rental income, no capital gains tax on sale, and no property tax. In India, you'd pay 30% tax on rental income - in Dubai, keep 100% of your earnings.
Direct flights from Mumbai, Delhi, Bangalore, and Chennai. Manage your property remotely or visit for long weekends. Easy access for vacation home or investment monitoring.
Get up to 75% mortgage from UAE banks. With 25% down payment (₹1.12 Cr on a ₹4.5 Cr property), Indian nationals can access competitive financing starting at 3.99% interest.
Dubai property prices grew 15-20% in 2024. With Expo 2020 legacy, new metro lines, and growing economy, experts predict continued growth through 2030.
Buying Dubai property from India is straightforward. Whether you're an NRI investment in Dubai real estate or a resident Indian, follow this comprehensive guide to buy apartment in Dubai from India.
Total timeline: 4-8 weeks from property selection to title deed. Can be completed remotely with Power of Attorney.
Research Dubai freehold property for Indians in areas like Downtown Dubai, Dubai Marina, or Palm Jumeirah. Check Dubai flat price in rupees and compare Dubai vs Mumbai property investment returns. Most NRI buyers focus on off-plan property Dubai India for better payment plans.
Key Actions:
Fly to Dubai for property viewings. We arrange free airport pickup and property tours. Many Indian buyers combine this with attending Dubai property expo India events.
What to Check:
Once you select a property, make a formal offer. After acceptance, sign the Memorandum of Understanding (MOU) and pay the booking deposit (typically 10% of Dubai studio apartment price in Indian rupees or whatever the property type).
Required at This Stage:
Apply for Dubai property EMI for Indians from UAE banks or explore HDFC Dubai home loan and SBI Dubai property loan options. Some NRI buyers prefer developer payment plans to avoid mortgage hassles.
Financing Options:
Documents for Mortgage: Passport, UAE visa/residence, salary certificate, 6-month bank statements, employment letter, passport-size photographs
Understand RBI rules Dubai property purchase and LRS limit Dubai property. Under India's Liberalised Remittance Scheme, residents can remit up to USD 250,000 per financial year.
Money Transfer Process:
Tip: Time your transfer when INR-AED rates are favorable. ₹1 AED fluctuates between ₹22-23.
The developer's or seller's lawyer drafts the SPA. Review carefully or hire your own Dubai property solicitor to review terms.
SPA Includes:
Final step is registering the property transfer at Dubai Land Department (DLD). This makes you the legal owner.
Registration Costs:
You Receive: Title deed in your name registered with DLD
If you invested AED 2M+ (₹4.5 Cr+), apply for UAE Golden Visa for 10-year residency.
Golden Visa Process:
Timeline: 4-6 weeks for approval
For ready properties or upon completion of off-plan units, take possession and set up for rental income.
Post-Purchase:
From property selection to receiving title deed, the entire process of buying property in Dubai from India takes 6-12 weeks for ready properties and 2-4 years for off-plan (with possession).
Get Step-by-Step Guidance - Free ConsultationSeveral UAE banks offer competitive home loans to Indian nationals and NRIs purchasing Dubai property:
| Criteria | Details |
|---|---|
| Loan Amount | Up to 75% of property value (under AED 5M) |
| Interest Rate | Starting from 3.99% per annum |
| Tenure | Up to 25 years |
| Minimum Income | AED 15,000/month (₹3.4 lakhs/month) |
| Processing Time | 7-14 days for approval |
| Documents | Passport, visa, salary certificate, 6-month bank statements |
Property Price: AED 2,000,000 (₹4.5 Crores)
Down Payment (25%): AED 500,000 (₹1.12 Crores)
Loan Amount (75%): AED 1,500,000 (₹3.37 Crores)
Interest Rate: 4.5% per annum
Tenure: 20 years
Monthly EMI: AED 9,492 (₹2.13 Lakhs)
Estimated Monthly Rental Income: AED 11,000 (₹2.47 Lakhs)
Net Positive Cash Flow: ₹34,000/month
Choosing the right area is crucial when you buy villa in Dubai from India or purchase apartments. Here are the top neighborhoods for NRI investment in Dubai real estate based on ROI, rental yield, and Indian community presence.
Dubai apartment cost in INR: ₹2.5-10 Cr
AED 1M - 4.5M
Why Indians Love It: Iconic Burj Khalifa views, world-class shopping at Dubai Mall, and prestige factor. Many NRI professionals prefer Downtown Dubai property price INR for its central location and investment appeal.
Rental Yield: 4-6% annually
Popular Properties: Burj Khalifa Residences, Boulevard Point, The Address Residences
Best For: High-net-worth NRIs seeking premium addresses and Dubai vs Gurgaon investment comparisons favor Downtown for appreciation potential
Indian Community: Strong presence of IT professionals and business owners
Dubai flat price in rupees: ₹1.8-8 Cr
AED 800K - 3.5M
Why Indians Love It: Waterfront living, marina views, vibrant lifestyle. Dubai Marina apartment for Indians is extremely popular due to high rental demand and liquidity.
Rental Yield: 5-7% annually (one of the highest)
Popular Properties: Marina Promenade, Marina Heights, Princess Tower
Best For: NRIs seeking strong Dubai rental income for NRI and holiday home potential
Transport: Metro connected, easy access to beaches and dining
Dubai studio apartment price in Indian rupees: ₹3-20+ Cr
AED 1.3M - 9M+
Why Indians Love It: Ultra-luxury beachfront living on the iconic man-made island. Palm Jumeirah investment India represents trophy asset status and excellent appreciation.
Rental Yield: 4-5% (lower yield but strong capital appreciation)
Popular Properties: Tiara Residences, Azure Residences, Oceana Residences
Best For: Ultra HNI Indians seeking luxury vacation homes and long-term appreciation vs Mumbai/Delhi luxury segments
Lifestyle: Private beaches, 5-star hotel amenities, world-class dining
Price Range INR: ₹1.2-6 Cr
AED 550K - 2.7M
Why Indians Love It: Central business district with excellent connectivity. Many Indian entrepreneurs and professionals choose Business Bay for its proximity to commercial hubs and excellent Dubai rental income for NRI potential.
Rental Yield: 6-8% annually (excellent for investors)
Popular Properties: Executive Towers, Churchill Towers, The Signature
Best For: First-time Indian investors and those comparing Dubai vs Mumbai property investment ROI
Advantage: Metro connected, strong rental demand from corporate tenants
Most Affordable: ₹90L - 3 Cr
AED 400K - 1.3M
Why Indians Love It: Family-friendly community with parks, schools, and Indian restaurants. Perfect for NRI families and those seeking buy apartment in Dubai from India at entry-level prices.
Rental Yield: 6-8% annually (very strong)
Popular Properties: Binghatti Apartments, Fortunato, Diamond Views
Best For: First-time NRI buyers, families with children, investors seeking high rental yields
Community: Large Indian expat population, Indian grocery stores, temples nearby
Tech Hub Pricing: ₹1-4 Cr
AED 450K - 1.8M
Why Indians Love It: Technology and startup hub attracting Indian IT professionals. Modern infrastructure and free zone benefits make it attractive for Dubai property for NRI tech workers.
Rental Yield: 7-9% annually
Popular Properties: Axis Residences, Spring Oasis, Topaz
Best For: IT professionals from Bangalore/Pune/Hyderabad seeking familiar tech ecosystem
Facilities: Tech parks, schools, community center, sports facilities
For tax free property investment Dubai combined with higher returns, Dubai clearly outperforms Indian metros. Whether you're looking at Dubai vs Gurgaon investment or comparing with Mumbai luxury segments, Dubai offers superior ROI.
Yes, Indian citizens can buy freehold property in Dubai's designated areas with no restrictions. Indians are the #1 foreign investor group in Dubai real estate, purchasing over 25,000 properties annually. No residency visa required for purchase.
Freehold areas include Downtown Dubai, Dubai Marina, Palm Jumeirah, Business Bay, JVC, Arabian Ranches, and 40+ other zones. Indians can own 100% of the property title deed permanently with full repatriation rights.
The minimum investment is AED 2 million (approximately ₹4.5 crores) in UAE real estate to qualify for the 10-year Golden Visa. This can be one property or multiple properties combined, and includes off-plan properties.
The Golden Visa allows you and your family (spouse and children) to live, work, and study in Dubai for 10 years with automatic renewal. Properties must be fully owned (mortgaged properties don't qualify unless loan is paid off).
No, Dubai has zero property tax, zero capital gains tax, and zero rental income tax for property owners. This means 100% of your rental income is yours, compared to India's 30% tax on rental income and capital gains tax.
The only ongoing costs are service charges (building maintenance), DEWA utilities, and a 5% municipality fee on annual rent if you lease out the property. No wealth tax or inheritance tax either.
Yes, Indian nationals and NRIs can get UAE bank mortgages with up to 75% financing for properties under AED 5 million. Interest rates start from 3.99% with 25-year tenure available from banks like Emirates NBD, Mashreq, and ADCB.
Requirements: valid passport, UAE visa or employment letter, salary certificates/bank statements for last 6 months, 25% down payment, and proof of income. Self-employed individuals can also qualify with business documents and financial statements.
Dubai properties deliver 5-8% annual rental yields, with some areas reaching 9-10%. This is significantly higher than India's 2-3% yields. Top areas: Dubai Marina (6-7%), JVC (7-9%), Business Bay (5-7%), and International City (8-10%).
The yields are tax-free, unlike India where 30% tax reduces your effective returns. A ₹4.5 crore Dubai property generates ₹30-36 lakhs annual rent (100% yours), while the same investment in Mumbai yields ₹12-15 lakhs minus 30% tax.
Indian residents can remit up to USD 250,000 (approximately ₹2.08 crores) per financial year under RBI's Liberalised Remittance Scheme (LRS). For higher amounts, you need RBI approval. NRIs can freely transfer unlimited funds from their NRE/NRO accounts.
Process: Submit Form A2 at your bank with property documents (MOU, developer details), pay 5% TCS (Tax Collected at Source) which is claimable against your income tax, and transfer via banks like HDFC, ICICI, or Axis. Transfers typically complete in 2-3 business days.
Dubai Land Department charges 4% of property value as registration fee (2% buyer, 2% seller). Additional costs: admin fees (~₹90,000), trustee office fees for off-plan (₹45,000-90,000), and agent commission (typically 2%).
Total buyer closing costs range 5-7% of property value. Example: On a ₹4.5 crore property, expect ₹22.5-31.5 lakhs in total closing costs. Mortgage properties have additional bank fees (approximately 1% of loan amount).
The entire purchase process takes 2-4 weeks from property selection to title deed registration. Timeline: property selection (1-3 days), MOU signing (1 day), mortgage approval (7-10 days), and DLD registration (1 day). Can be done remotely with Power of Attorney.
You don't need to be physically present in Dubai. With POA notarized in India and attested by UAE embassy, our team handles viewings via video, document signing, and DLD registration on your behalf. Many Indian buyers complete purchases without visiting Dubai.
Annual costs range ₹50,000-2.5 lakhs depending on property size: service charges (₹20,000-1.5 lakhs), DEWA utilities (₹10,000-30,000), chiller fees (₹15,000-50,000), and insurance (₹10,000-25,000). If rented, 5% municipality fee on annual rent but zero income tax on rental earnings.
Example: A 1-bedroom Dubai Marina apartment costs approximately ₹80,000-1.2 lakhs annually in total ownership costs, while generating ₹2.7-3.6 lakhs in rental income (100% tax-free). Net annual return after expenses: ₹1.5-2.4 lakhs.
Yes, UAE banks offer EMI-based mortgages to Indians. While HDFC/SBI don't offer direct Dubai loans, UAE banks like Emirates NBD, Mashreq, and ADCB provide financing. Typical EMI on ₹3.37 crore loan at 4.5% for 20 years is approximately ₹2.13 lakhs/month.
Alternative: Developer payment plans require only 10% booking + installments during construction (typically 60-80% during construction, 20-40% on handover). This spreads payment over 2-4 years without interest, making it more affordable than bank mortgages for many buyers.
Off-plan properties are 20-30% cheaper than ready properties with flexible payment plans (pay during construction). However, 2-4 year wait for possession. Ready properties offer immediate rental income and instant Golden Visa eligibility. Off-plan better for capital appreciation, ready better for immediate returns.
Example: Off-plan 1BR in Dubai Marina costs ₹2.7 crores with 10% down payment, ready costs ₹3.6 crores requiring full payment. Off-plan may appreciate 30% by completion, while ready generates ₹2.7 lakhs monthly rent immediately. Choose based on your investment timeline and cash flow needs.
Dubai offers 5-8% rental yields vs Gurgaon's 2-3%, zero taxes vs India's 30%, and 15-20% annual appreciation vs 5-10%. A ₹4.5 crore Dubai property generates ₹30-36 lakhs annual rent (100% yours) while Bangalore yields ₹8.4-10.5 lakhs net after 30% tax.
Additional advantages: Dubai property is freehold (vs leasehold in many Indian cities), offers Golden Visa residency, has no wealth tax or inheritance tax, and provides stable AED currency (pegged to USD). Exit is easier with higher liquidity and international buyer pool.
Yes, major developers host regular Dubai property exhibitions in Mumbai, Delhi, Bangalore, Pune and other cities. Meet developers, see presentations, get prices in rupees, understand payment plans, and book with special expo discounts (5-15%). We also offer fly-and-buy trips with complimentary hotel.
Upcoming expo cities: Mumbai (monthly), Delhi NCR (monthly), Bangalore (bi-monthly), Hyderabad, Chennai, Pune, Ahmedabad. Expos feature 20-30 developers, special launch prices, and on-spot booking benefits. Virtual property tours also available via video calls for those who can't attend.
Get expert guidance on Golden Visa eligibility, financing options, and RERA registration. Our India desk specialists are here to help.