Halal Investment

Sharia-Compliant Financing Available

PKR Pricing

Transparent Pakistani Rupee Pricing

Pakistani Community

Join 150,000+ Pakistanis in Dubai

Easy Remittance

Simplified Money Transfer Support

Strong Pakistani Community

Over 150,000 Pakistanis call Dubai home. Pakistani businesses thrive here, and you'll find Pakistani schools, restaurants, and community centers throughout the city.

Halal Investment Opportunity

100% Sharia-compliant investment. Islamic financing available through UAE's leading Islamic banks. Zero-interest Ijara and Murabaha structures fully approved by Sharia scholars.

Top Pakistani Investor Nation

Pakistan ranks 3rd among foreign investors in Dubai real estate with USD 9 billion invested. Pakistanis conduct AED 5 billion in transactions annually, showing strong confidence.

Just 2 Hours from Pakistan

Multiple daily flights from Karachi, Lahore, and Islamabad. Perfect for weekend property visits, family vacations, or managing your investment remotely.

Stable Currency & Economy

AED is pegged to USD, providing currency stability. Protect your wealth from PKR fluctuations. Dubai's economy offers political and economic stability for long-term investment.

Zero Taxation

No income tax on rental income, no capital gains tax, and no property tax. Keep 100% of your returns. Dubai offers one of the world's best tax environments for property investors.

Quick Steps to Buy Dubai Property from Pakistan:

1. Property Research & Selection - Browse halal-friendly properties (1-2 weeks)
2. Visit Dubai or Virtual Tour - Arrange viewings with Pakistani agent (3-5 days)
3. Make Offer & Sign MOU - Submit booking deposit (typically 10%) (1-2 days)
4. Arrange Islamic Financing - Apply for Sharia-compliant mortgage (2-3 weeks)
5. Transfer Funds from Pakistan - Complete State Bank documentation (3-5 days)
6. Sign Sale & Purchase Agreement - Review with Urdu-speaking lawyer (2-3 days)
7. Complete Payment & DLD Registration - Register title at Dubai Land Department (1-2 days)
8. Receive Title Deed - Collect documents and apply for Golden Visa if applicable (1 day)

Total timeline: 4-8 weeks from property selection to title deed. Halal investment options available with Islamic financing.

Total Timeline: 4-8 Weeks

Complete halal investment Dubai process in under 2 months for ready properties.

Dubai vs Karachi Property: Quick Comparison

Islamic Financing Options

• ✓ Ijara (Lease-to-Own): Bank buys property and leases to you with option to purchase
• ✓ Murabaha (Cost-Plus Sale): Bank purchases property and sells to you at agreed markup
• ✓ Musharaka (Joint Ownership): Shared ownership structure with gradual buyout
• ✓ Up to 75% Financing: Available for properties under AED 5M (PKR 38 Crore)
• ✓ Tenure: Up to 25 years repayment period
• ✓ No Riba: Completely interest-free, Sharia-compliant structures

Dubai vs Pakistan (Karachi/Lahore) Property Investment Comparison

For tax-free property investment Dubai combined with higher returns and currency stability, Dubai clearly outperforms Pakistani metros. Whether you're comparing Dubai vs Karachi investment or Lahore property markets, Dubai offers superior ROI with AED currency protection.

Can Pakistanis buy property in Dubai?

Yes, Pakistani nationals can freely purchase property in Dubai's freehold areas with no restrictions. Pakistanis are one of the top 5 foreign investor groups in Dubai real estate. Over 10,000 Pakistani families own property in Dubai, with full ownership rights and repatriation.

Freehold areas popular with Pakistani buyers include International City, JVC, Discovery Gardens, Dubai Marina, Business Bay, and Downtown Dubai. No residency visa or UAE sponsor required to purchase property.

Are there halal financing options for Dubai property?

Yes, several UAE Islamic banks offer 100% Sharia-compliant home financing through Ijara, Murabaha, and Musharaka structures. Top halal mortgage providers: Dubai Islamic Bank, Emirates Islamic, ADIB, Mashreq Islamic. All approved by recognized Sharia boards with up to 80% financing available.

Rates are competitive (starting 4.5%), tenures up to 25 years, and monthly payments in AED can be converted to PKR equivalent. No interest (riba), fully compliant with Islamic finance principles.

How can I transfer money from Pakistan to buy Dubai property?

Transfer funds through authorized Pakistani banks (HBL, MCB, UBL, Meezan Bank) or licensed exchange companies. You need to declare the purpose, provide property purchase documents (MOU), and complete State Bank of Pakistan documentation. Transfers typically complete in 3-5 business days.

Process: Submit application to your bank's foreign exchange department, provide property documents and passport copy, pay applicable fees, and receive confirmation once funds reach UAE. We assist Pakistani investors with smooth remittance processing.

What documents do Pakistani citizens need?

Required documents: Valid Pakistani passport (6+ months validity), UAE visa or entry permit, proof of funds/income, bank statements (last 6 months) for mortgage, and Emirates ID after purchase. No additional documents required specifically for Pakistani nationals beyond standard buyer requirements.

For mortgage: salary certificate or business documents, NOC from employer, bank statements, and passport copies. For cash purchase: only passport and proof of funds. We guide you through entire documentation process with Urdu-speaking support.

Can I get residency visa by buying property in Dubai?

Yes, purchasing property worth AED 2 million (approximately PKR 15.2 crore) or more qualifies you for UAE Golden Visa - a 10-year renewable residency for you and your family. This applies to one property or multiple properties combined, including off-plan.

Golden Visa benefits: live, work, study in UAE for 10 years with automatic renewal, sponsor family members (spouse, children, parents), no need for company sponsorship, and travel freely without entry permits. Many Pakistani families use Golden Visa to relocate to Dubai.

What are the ongoing costs of owning property in Dubai?

Annual costs: Service charges (PKR 30,000-1.5 lakh), DEWA utilities (PKR 15,000-40,000), chiller fees if applicable (PKR 20,000-60,000), and 5% municipality tax on rental income only if rented. Zero property tax, zero wealth tax, zero capital gains tax.

Example: 1-bedroom International City apartment costs PKR 70,000-1 lakh annually in total ownership costs while generating PKR 8-10 lakhs annual rent. Net return after expenses: PKR 7-9 lakhs (tax-free).

What is the cheapest Dubai property for Pakistani investors?

International City offers the most affordable properties with studios starting from PKR 80 lakhs and 1 BHK from PKR 1.2 crore. These areas have strong Pakistani communities with halal restaurants, grocery stores, and mosques nearby. Deliver excellent 7-9% rental yields annually.

Other affordable areas: Discovery Gardens (PKR 1-2 crore for 1BR), JVC (PKR 1.5-2.5 crore for 1BR), and Liwan/Queue Point (PKR 90 lakhs-1.5 crore). All have good Pakistani tenant demand and community facilities.

Is Dubai property better than Karachi or Lahore real estate?

Dubai offers 5-8% rental yields vs Pakistan's 3-4%, zero capital gains tax, stronger legal protection, AED currency stability (USD-pegged), and UAE residency benefits. Prime Dubai properties appreciated 40-60% since 2020 vs 10-15% in Pakistani cities.

Additional benefits: freehold ownership (no lease issues), international liquidity (easier to sell), no political uncertainty risks, family relocation options via Golden Visa, and tax-free rental income. Dubai property also serves as foreign currency hedge for Pakistani investors.

Can I manage Dubai property from Pakistan remotely?

Yes, property management companies handle everything remotely: tenant sourcing, rent collection, maintenance, utility management, and monthly rental transfers to Pakistani bank accounts. Our Urdu-speaking team ensures seamless communication. Typical management fee: 5-8% of annual rent.

Services include: property listing and marketing, tenant screening and lease agreements, rent collection and transfer, maintenance coordination, utility bill management, and monthly reports. Many Pakistani investors successfully manage Dubai properties from Karachi, Lahore, or Islamabad without visiting.

How much is a 1 BHK in Dubai in PKR?

1 BHK apartments range from PKR 1.2 crore (International City) to PKR 6 crore (Dubai Marina). Mid-range areas: JVC (PKR 1.5-2.5 crore), Discovery Gardens (PKR 1.8-3 crore), Business Bay (PKR 3-5 crore). All provide 6-8% rental yields with Pakistani community presence.

Best value for Pakistani investors: JVC offers spacious 1BR with community facilities, parking, and good schools nearby. International City is most affordable but smaller units. Dubai Marina is premium with waterfront living and higher appreciation potential.

Are there Pakistani property agents in Dubai?

Yes, we have dedicated Urdu-speaking Pakistani agents with deep understanding of Pakistani investors' needs. Our team specializes in halal financing guidance, PKR budget planning, remittance support, and connecting you with established Pakistani communities. 100% RERA licensed agents.

Services tailored for Pakistani buyers: properties near Pakistani schools/mosques, halal mortgage coordination, State Bank documentation assistance, fly-and-buy Dubai tours, post-purchase property management, and community integration support. Many agents are Pakistani expats themselves.

What is the Dubai property installment plan for Pakistanis?

Developers offer flexible payment plans: 10-20% down payment, 60-70% during construction in quarterly installments, 20-30% on handover. Some projects have post-handover plans up to 5 years. Combined with Islamic financing, own property with manageable monthly PKR payments.

Example: PKR 2.4 crore off-plan apartment - pay PKR 24 lakhs booking, PKR 1.44 crore over 2 years construction (PKR 6 lakhs/month), PKR 72 lakhs on handover. Can finance handover amount via halal mortgage with PKR 3-4 lakhs monthly EMI.

Can Pakistani nationals get Dubai home loans?

Yes, Pakistani citizens can get Islamic home loans from UAE banks covering up to 80% of property value (first property) or 60% (investment property). Monthly income requirement: AED 15,000-20,000 (PKR 11-15 lakhs). Fully Sharia-compliant financing available.

Halal mortgage providers: Dubai Islamic Bank, Emirates Islamic, ADIB, Mashreq Islamic. Rates start 4.5%, tenures up to 25 years. Required: UAE employment or business visa, salary certificate, 6-month bank statements, and 20-40% down payment. Self-employed Pakistanis can also qualify.

How long does it take to buy property in Dubai from Pakistan?

The entire process takes 2-4 weeks: 3-5 days property selection, 7-10 days financing approval, 3-5 days legal verification, and 1-2 days DLD registration. Can be done remotely with Power of Attorney. Our Pakistani desk expedites with dedicated Urdu support.

Many Pakistani buyers complete purchases without visiting Dubai using POA. Virtual property tours via video, online MOU signing, remote bank approvals, and agent handles DLD registration. Final title deed couriered to Pakistan or held in Dubai until your visit.

Is International City Dubai good for Pakistani investors?

Yes, International City is excellent for Pakistani investors: affordable entry (PKR 80 lakhs+), strong Pakistani tenant demand, 7-9% rental yields, easy management, and vibrant Pakistani community with halal restaurants, Pakistani grocery stores, mosques, and Urdu-speaking residents.

Pros: lowest entry cost, high rental demand, proven rental income, Pakistani schools nearby, community support. Cons: smaller units, farther from city center, older buildings. Best for first-time investors seeking cash flow over capital appreciation. Studios rent for PKR 50,000-70,000 monthly.

What are the tax benefits of Dubai property for Pakistanis?

Dubai offers zero capital gains tax on sale profits, zero property tax, zero wealth tax, and zero inheritance tax. Rental income has only 5% municipality fee. This makes Dubai significantly more tax-efficient than Pakistan or other global markets.

Example: Sell property for PKR 5 crore profit - keep entire PKR 5 crore (no CGT). Annual rent PKR 12 lakhs - pay only PKR 60,000 municipality fee, keep PKR 11.4 lakhs. Property inherited by children - zero tax. Compare to Pakistan property taxes and documentation costs.

Can I send rental income from Dubai to Pakistan?

Yes, you can freely send Dubai rental income to Pakistan through UAE banks or exchange houses with no restrictions on repatriation. Funds typically reach Pakistani bank accounts within 1-2 business days via telegraphic transfer. No limits on amount or frequency.

Transfer options: UAE banks (SWIFT transfer to HBL, MCB, UBL accounts), exchange houses (lower fees, faster), or international transfer services. Monthly automatic transfers can be set up. Exchange rates are typically better than Pakistan local rates. We assist in setting up efficient transfer arrangements.